Events

November 3, 2025

NAVIGATING THE MINEFIELD:  WHAT CREDIT REPORT USERS AND FURNISHERS NEED TO KNOW NOW

Rebecca E. Kuehn, Jennifer L. Sarvadi and J. Francesca Gross

NAVIGATING THE MINEFIELD: WHAT CREDIT REPORT USERS AND FURNISHERS NEED TO KNOW NOW Even as the CFPB takes a step back, litigation under the Fair Credit Reporting Act (FCRA) surges, and credit report users and furnishers to consumer reporting agencies face a rapidly evolving compliance landscape. This session will explore the most pressing challenges and common pitfalls in credit reporting and furnishing practices, drawing on recent enforcement actions, litigation trends, and regulatory updates. Issues highlighted include the scope of furnishers' investigative duties and the legal standards for accuracy and dispute resolution, including claims of identity theft and reporting of delinquency dates. We also will address some tricky areas around prescreening and prequalification programs, written instructions, adverse action notices, and the fan-favorite Risk Based Pricing Rule. Panelists: Rebecca E. Kuehn, Partner, Hudson Cook, LLP, Washington, DC Jennifer L. Sarvadi, Partner, Hudson Cook, LLP, Washington, DC Francesca Gross, Associate, Hudson Cook, LLP, Washington, DC

Hudson Cook, LLP provides articles, webinars and other content on its website from time to time provided both by attorneys with Hudson Cook, LLP, and by other outside authors, for information purposes only. Hudson Cook, LLP does not warrant the accuracy or completeness of the content, and has no duty to correct or update information contained on its website. The views and opinions contained in the content provided on the Hudson Cook, LLP website do not constitute the views and opinion of the firm. Such content does not constitute legal advice from such authors or from Hudson Cook, LLP. For legal advice on a matter, one should seek the advice of counsel.